Other Services
We offer an array of additional services to compliment our business products:
Credit Cards
Business Advantage MasterCard or Visa credit card is the fast, easy, and safe way to pay for all purchases and keep track of expenses. A financial and cash management tool, Business Advantage provides detailed monthly, quarterly, or annual report options. Now you can track all business related expenses.
Visa Business Debit Cards
A Premier Commercial Bank Visa Business debit card allows you to make purchases from a checking account without the hassle of writing a check. It is welcome anywhere Visa is accepted.
ATM Cards
Our ATM card gives you access to your checking or savings account 24 hours a day/7 days a week at any ATM. The best news is that all your ATM transactions are FREE at any ATM, no monthly limits.
Online Banking
Check balances, pay bills, initiate stop payments, transfer funds, view front and back images of your checks, download into Excel, Quicken, Quickbooks, or Microsoft Money all from the comfort of your home or office.
Bizpay
Features all the benefits of our consumer Billpay, but with additional services such as establishing authority levels for additional employees, consolidate multiple sets of invoices from a single biller into one payment, and including invoice and credit information with your payments.
Courier Service
Premier Commercial Bank will arrange pick-up service for your cash/non-cash deposits or other documents so you make fewer trips to the bank. We know your time is valuable, let us make banking easier and more convenient.
Merchant Card Services
Designed to help your business generate more sales, realize fewer losses and increase bottom line profitability. Even if you already accept credit and debit cards, we can show you how to save money by performing a free analysis of your current program – all we need to get started are your last three monthly merchant statements. Let us help your business profit.
Safe Deposit Box
We offer a wide variety of safe deposit boxes for your valuables, important documents and keepsakes. Please visit our location at 701 Green Valley Road to learn more.
eStatements
View your monthly statements and check images online.
Re$ubmitIt®
Premier Commercial Bank is here to help you with all of your business needs, including one of your biggest headaches—returned checks.
Premier Commercial Bank’s electronic check recovery service, Re$ubmitIt® significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically!
How Does Re$ubmitIt® Work?
The Re$ubmitIt® electronic check recovery service handles the collection process electronically from beginning to end, via the Automated Clearing House (ACH) network for re-presentment directly to the check writer’s bank account.
1. Returned checks are sent from Premier Commercial Bank to Re$ubmitIt®, where eligible checks are converted into electronic items for re-presentment to the check writer’s bank account for collection.
2. The electronic check file is processed and strategically timed for re-presentation. Presenting checks at proven “smart dates” improves the chance of collection.
3. If the item is not recovered on the first electronic re-presentment, it is re-cued for a second electronic re-presentment (third total). If this third presentment fails, the check can be sent to Re$ubmitIt’s FREE secondary collections, or the check can be sent back to you.
4. Upon settlement, 100% of the face value of the check is reimbursed to you automatically. The check writer’s account is charged a state-regulated collection fee to cover the cost of collection.
To be Eligible for Electronic Recovery, a Returned Check Must:
Be a personal check to a business (not business-to-business)
Be under $2,500
Be less than 180 days old from date of transaction
Cannot have been already submitted twice, either electronically or by paper draft
What Happens to
Ineligible Checks?
Returned items that are less than $2,500 and ineligible for electronic re-presentment are re-submitted to the check writer’s account as a paper draft, subject to eligibility requirements. Items greater than $2,500, are returned to the business.
If you have questions about the Re$ubmitIt® electronic check recovery service, please email them at support@resubmitit.com
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