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Deposit Accounts
From checking and savings accounts to CD’s and individual retirement accounts, Premier Commercial Bank offers a range of options for your personal banking needs. Depending on your financial goals, we have the plan that is just right for you.
Accounts include:
Regular Checking Account
Features and Benefits
- Unlimited transactions per month, including any combination of checks, drafts, electronic withdrawals and transfers, debit card and ATM transactions
- Unlimited Bill Pay at no charge
- Free debit card*
- Free ATM transactions, nationwide
- Free online banking
- Monthly paper or e-statement includes free check images
Requirements
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$100.00 to open
- $1000 average daily balance or $10 maintenance fee
Premier Checking Account
Features and Benefits
- Competitive interest rates earned on the daily collected balance
- Unlimited transactions per month, including any combination of checks, drafts, electronic withdrawals and transfers, debit card and ATM transactions
- Unlimited Bill Pay at no charge
- Free debit card*
- Free ATM transactions, nationwide
- Free online banking
- Monthly paper or e-statement include free check images
Requirements
- $100.00 to open
- $2500 average daily balance or $20 maintenance fee or $50,000 Home Equity Line of Credit
Student Checking
Features and Benefits
- No minimum balance required
- No service charge
- Free online banking
- Free debit card*
- Free ATM transactions, nationwide
- Monthly paper or e-statements includes free check images
Requirements
Premier Money Market Account
Features and Benefits
- Competitive interest rates on the daily collected balance
- Tiered interest rates
- Free online banking
- Monthly paper or e-statement includes free check images
Requirements
- $100.00 to open
- $2500 average daily balance or $10 maintenance fee
- $10 service charge on each debit after 6 per month**
Personal Savings Account
Features and Benefits
- Competitive interest rates on the daily collected balance
- Interest paid quarterly
- Free online banking
- Free ATM card
Requirements
- $500 average daily balance or $10 maintenance fee
- $5 per debit after 3 per month
Personal CD’s
Features and Benefits
- Competitive interest rates on amount of deposit and term of certificate
- Interest paid quarterly
- 1 to 60 month maturity available
- All CD’s automatically renewed at maturity (Interest rates are subject to change to the current interest rate for the same or similar term upon renewal.)
Requirements
CD IRA
Features and Benefits
- Competitive interest rates on amount of deposit and term of certificate
- Interest paid quarterly
- 12 to 60 month maturity available
- All CD’s automatically renewed at maturity (Interest rates are subject to change to the current interest rate for the same or similar term upon renewal.)
Requirements
Money Market IRA
Features and Benefits
- Competitive interest rates
- Offers immediate availability of funds and flexibility to make deposits to account
Requirements
Roth IRA
Features and Benefits
- Competitive interest rates on amount of deposit and term of certificate
- Interest paid quarterly
- 12 to 60 month maturity available
- All CD’s automatically renewed at maturity (Interest rates are subject to change to the current interest rate for the same or similar term upon renewal.)
Requirements
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* In order to access ATMs and receive your free debit card, customers must meet certain eligibility requirements. Please ask a Premier Commercial Business Banker for more information.
** Unlimited “in person” withdrawals are permitted, however federal regulation limits pre-authorized, automatic, or telephone transfers to six per month, with no more than three by check, Point of Sale, draft or similar order.
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