Deposit Products
From checking and savings accounts to CD’s and individual retirement accounts, Premier Commercial Bank offers a range of options for your personal banking needs. Depending on your financial goals, we have the plan that is just right for you.
- Regular Checking Account
- Premier Checking Account
- Student Checking
- Premier Merchant Account
- Personal Savings Account
- Personal CD’s
- CD IRA
- Money Market IRA
- Roth IRA
Features and Benefits
- Unlimited transactions per month, including any combination of checks, drafts, electronic withdrawals and transfers, debit card and ATM transactions
- Unlimited Bill Pay at no charge
- Free debit card*
- Free ATM transactions, nationwide
- Free online banking
- Monthly paper or e-statement includes free check images
Requirements
-
$100.00 to open
- $1000 average daily balance or $10 maintenance fee
Features and Benefits
- Competitive interest rates earned on the daily collected balance
- Unlimited transactions per month, including any combination of checks, drafts, electronic withdrawals and transfers, debit card and ATM transactions
- Unlimited Bill Pay at no charge
- Free debit card with free ATM usage
- Free ATM transactions, worldwide
- Free online banking
- Free basic order of checks; specialty checks are discounted
- Monthly paper or e-statement include free check images
Requirements
- $100.00 to open
- $2500 average daily balance requirement OR a $10,000 daily balance in a Premier Money Market Account or a Personal Savings Account OR a Home Equity Line of Credit** of $50,000 or more OR pay a $20 monthly maintenance fee
**Lines of credit are subject to credit approval, verification and collateral evaluation.
Features and Benefits
- No minimum balance required
- No service charge
- Free online banking
- Free debit card*
- Free ATM transactions, nationwide
- Monthly paper or e-statements includes free check images
Requirements
- $100.00 to open
Features and Benefits
- Competitive discount rates on the daily collected balance
- Tiered interchange plus trnasaction rates
- Free credit card machine
- Monthly receipt paper or e-statement includes free check images
Requirements
- No cost to open
- $100 average daily balance or $10 monthly minimum maintenance fee
- No Annual Fee
- To setup your merchant account services, Go to this website.
Features and Benefits
- Competitive interest rates on the daily collected balance
- Interest paid quarterly
- Free online banking
- Free ATM card
Requirements
- $500 average daily balance or $10 maintenance fee per statement cycle
- $5 savings debit charge after 3 withdrawals per statement cycle
Features and Benefits
- Competitive interest rates on tiereddeposits with flexible terms
- 1 to 60 month maturities are available
- All CD’s automatically renewed at maturity (Interest rates are subject to change to the current interest rate for the same or similar term upon renewal.)
Requirements
- $500 required to open
Features and Benefits
- Competitive interest rates on amount of deposit and term of certificate
- 12 to 60 month terms available
- All CD’s automatically renewed at maturity (Interest rates are subject to change to the current interest rate for the same or similar term upon renewal.)
Requirements
- $500 required to open
Features and Benefits
- Competitive interest rates on tiered deposits with flexible terms
- Offers immediate availability of funds and flexibility to make deposits to account
Requirements
- $100.00 required to open **
- $2500 average daily balance requirement or pay a $10 monthly maintenance fee
Features and Benefits
- Competitive interest rates on tiered deposit with flexible terms
- Interest paid quarterly
- 12 to 60 month CD terms available
- All CD’s automatically renewed at maturity (Interest rates are subject to change to the current interest rate for the same or similar term upon renewal.)
Requirements
- $100 required to open
* In order to access ATMs and receive your free debit card, customers must meet certain eligibility requirements. Please ask a Premier Client Services Specialist for more information.
** Unlimited “in person” withdrawals are permitted, however federal regulation limits pre-authorized, automatic, or telephone transfers to six per month.