Deposit Products

Deposit Products

From small businesses to non-profit organizations, Premier Commercial Bank offers a range of checking, merchant accounts, savings, and money market accounts and CD options for your business needs.  Protect your finances and manage cash flow with our cash management services, online banking and Biz Pay.

Premier Commercial Account

Features and Benefits

  • Earnings credit calculated on average collected monthly balance
  • Service charge based on account analysis
  • Monthly fees can be offset by account balances
  • Cash Management Services
  • Free online banking
  • Free business debit card*
  • Free unlimited Biz Pay
  • Monthly paper or e-statement includes free check images

Requirements

    • $100.00 to open


 

Premier Business Account

Features and Benefits

  • No charge for the first 500 transactions, including all debits, credits, and deposited items
  • $0.35 per transactions after 500
  • Free online banking
  • Free unlimited Biz Pay
  • Monthly paper or e-statement includes free check images
  • Free business debit card*

Requirements

    • $100.00 to open
    • $25,000 average monthly balance or $30 maintenance fee


 

Non Profit

Features and Benefits

  • Competitive interest rates earned on the daily collected balance
  • No charge for the first 150 transactions, including all debits, credits, and deposited items
  • $0.35 per transaction after 150
  • No monthly maintenance fee
  • Free online banking
  • Free business debit card*
  • Free unlimited Biz Pay
  • Monthly paper or e-statement include free check images

Requirements

    • $100.00 to open


 

Free Business Checking Account

Features and Benefits

  • No charge for the first 250 transactions, including all debits, credits, and deposited items
  • $0.35 per transaction after 250
  • Free online banking
  • Free business debit card*
  • Free unlimited Biz Pay
  • Monthly paper or e-statements include free check images

Requirements

    • $100.00 to open


 

Non Personal Money Market Account

Features and Benefits

  • Competitive interest rates on the daily collected balance
  • Tiered interest rates
  • Free online banking
  • Monthly paper or e-statement includes free check images

Requirements

    • $100.00 to open
    • $5,000 average monthly balance or $10 maintenance fee
    • $10 service charge on each debit after 6 per month **


 

Non Personal Savings Account

Features and Benefits

    • Competitive interest rates on the daily collected balance
    • Monthly paper or e-statement includes free check images

Requirements

    • $500 average monthly balance or $10 maintenance fee
    • $5service charge on each debit after 3 per month


 

Non Personal CD’s

Features and Benefits

  • Competitive interest rates earned on the daily collected balance
  • 1 to 60 month maturity available
  • All CD’s automatically renewed at maturity (Interest rates are subject to change to the current interest rate for the same or similar term upon renewal.)

Requirements

    • $500 to open

 

IOLTA

Features and Benefits

    • This account accrues interest as an offset to accrued service charges. Any remaining interest is credited to the North Carolina State Bar IOLTA program.

Requirements

    • No minimum balance required to open

* In order to access ATMs and receive your free business debit card, customers must meet certain eligibility requirements. Please ask a Premier Commercial Business Banker for more information.

** Unlimited “in person” withdrawals are permitted, however federal regulation limits pre-authorized, automatic, or telephone transfers to six per month.